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Family Pack Policy

Did you know that if you insure your home or contents along with any vehicle you get a discount? Read more about our Family Pack Policy

Hurricane Tips

Keep a distance of at least 4 seconds between you and the car ahead. Yellow lights mean proceed with caution, not speed up to get through the intersection before the light turns red.

If you’re going to pass a car, look behind you to make sure there are no vehicles trying to pass you.

Property

Properties

Property Insurance

Whether it’s your home, your business or your belongings ICWI recognises that each are important to you and well-worth protecting. We provide comprehensive, customised policies to thousands of property
owners across the Caribbean.

RESIDENTIAL INSURANCE COVERAGE OPTIONS

A-Plus Policy
Trust A-Plus Home coverage. A straight path to recovery when it really counts. Keeping families secure for generations.
This household policy provides coverage for the building that you call home and contents within which so many of your memories are held. The policy protects against damage arising from hazards such as fire, theft and acts of God, as well as a range of other benefits. These benefits include:

• Provision for alternative accommodation
• Protection for your mortgage payment should your house become uninhabitable
• Coverage for the contents of your home should damage be incurred in the process of moving
• Veterinary fees for domestic pets
• Special freezer provision for damage to the contents in the event of mechanical failure
• Protection for household items in storage

Family Pack
The multi-cover value packed insurance policy is
 tailor-made to suit the varied needs of you, our valued policy holders; the Family Pack Policy is for those families who want to insure their home and cars under one convenient pack of policies that offer great protection and value for money.

This policy offers coverage on: motor car(s) (a maximum of four) houses &/or contents (using the A-Plus Home Cover Policy). Personal Accident benefits include: The highest earned no claim discount will apply to all motor vehicles in the family. For example if a husband has a 60% No Claim Discount (NCD) and his wife is only earning 20%, ICWI will give both vehicles the highest earned  NCD – this saves the family a lot of money when it comes time to purchase insurance.

A 5% discount is applied each year to the non-catastrophe portion of your household premiums after each claim free year. To qualify all you need to do is insure one motor car and your house and/or contents.

Experience the ICWI difference, save time and get your motor vehicle quotation online.